If you own and operate a vehicle, car insurance is a necessary purchase. On average, Americans spend $125 a month, or $1,503 for an annual rate, on car insurance.
Many Americans are unaware that, if they haven’t had a ticket or an accident in the last 3 years, they may be getting a big discount by law. In addition, if you are currently insured and live in a qualified ZIP code you can get an extremely high discount. You probably didn’t know any of this, as car insurance companies want to keep you in the dark.
When Miranda entered her zip code at Discount Car Insurance Rates, she was shocked. She found out her local insurance agent was ripping her off, and she could get car insurance much cheaper.
What Miranda did was visit an independent car insurance rate comparison website, and entered in some basic information. Within seconds, she was shown the different rates that all of the popular insurance companies offered for the criteria she put in. And that’s when she found out she was overpaying.
Does this mean Miranda was being scammed by her former insurance agent? She would not say one way or the other, but the truth is most agents are paid on commission which means the higher your insurance premiums, the more money your agent makes. You can be sure, however, that your insurance company is not going to call you up to offer you a discount.
What exactly do you need to do? The experts recommend one simple tip to follow.
You have to compare quotes. Don’t even consider buying car insurance without doing this first. Compare car insurance quotes from a legitimate, unbiased source. Websites like Discount Car Insurance Rates do all the work for you, and can save you hundreds of dollars in just a matter of minutes.